What Kind Of House Can I Afford Making 150K

Mortgage Type: The type of mortgage you choose can have a dramatic impact on the amount of house you can afford, especially if you have limited savings. FHA loans generally require lower down payments (as low as 3.5% of the home value), while other loan types can require up to 20% of the home value as a minimum down payment.

 · I live in Texas. I am single and make $50K a year. However, I am left with $1,500 after all my bills are paid. What kind of house can I afford? I need to also think about home insurance and also need to budget in case if I need home repairs.. 150K$ house will EAT up 1000$ monthly Easily. Keep renting small safe inexpensive.

How much house can I afford if I make $150,000 a year? I make 150K a year. How much house can I afford? Based on the salary information you provided and the assumptions we have made below, this is the price of the most expensive house you can afford to buy: $

How To Figure Out A Mortgage Your loan has a 80% initial Loan to Value (LTV) ratio No PMI Required. It may allow you to buy a house with a much smaller down payment, as low as three to five percent of the price of the house instead of the more common 20 percent, making buying a house a sooner possibility for some.

We make about $30,000/yr. How much house are we gonna be able to buy? Does it matter that we’ve payed $700 for rent without fail for 6 years?. all types of mortgages.. even then, the buyer can afford for a home as there are specialized lenders who can help in getting a home loan. PS. You.

DoughRoller Mortgages 5 Ways to Calculate How Much House You Can Afford. 5 Ways to Calculate How Much House You Can Afford.. and unemployment, what kind of mortgage can we obtain?

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Housing Combined gross income of ~150k/year. How much house can we afford? (self.personalfinance) submitted 2 years ago by that_dude_tg. Hi PF, So you can comfortably afford a house in the 300k to 450k range assuming you have no debt. If you have debt that will decrease.

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That doesn’t make sense at all. If someone puts down a large enough down payment, they could afford a more expensive house. It all depends on property taxes and insurance, as each of those are going to effect how much they can afford regardless of the mortgage.