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Average Mortgage Closing Cost Refinance Out Of Pmi Use 401K For House I would like to use 401k to pay off mortgage of house and roll the rest into a Roth IRA. currently have $107,000 in 401k and owe about $67,000 on house. johanna-fox-turner 2015-05-19 05:15:35 UTC #2Private mortgage insurance is a type of insurance you may be required to pay for when you take out a conventional home loan.. PMI is generally required if you refinance your mortgage with less.Closing costs to refinance a home loan average from four to seven percent of the loan amount. The amount varies by lender, loan type and the cost of fees in your area. Refinancing a mortgage.
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