One option you might be looking for is a bad credit loan with guaranteed approval. However, according to the FTC: "Legitimate lenders never "guarantee" or say that you are likely to get a loan or a credit card before you apply, especially if you have bad credit, no credit, or a bankruptcy."
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However, we do give bad credit loans guaranteed approval decision on an application which a borrower will submit with us. Again, to be absolutely clear, it is a decision on the application, not an approval for a loan. There is no service available yet which can give pre-approval even without looking into borrower’s profile.
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Guaranteed approval means you are more likely to get the loan when you apply. Lenders who give guaranteed approval for bad credit personal loans are more interested in whether you can pay back the loan much more than in your credit history.
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Because FHA home loans are insured they are much less risky for lenders. They are able to lower their minimum requirements for a loan. No longer do you need to have a 620 credit score, people with poor credit can get approved. These "bad credit home loans" are known as a sub-prime mortgage.
Bad credit loans guaranteed approval are becoming more and more popular nowadays.You’ll find many companies offering bad credit personal loans guaranteed approval online. Although, bad credit personal loan guaranteed approval from direct lenders is a myth. If you search for them on the Internet, you will definitely find offers.
Qualification For Fha Loans FHA Qualifications – bills.com – · According to a recent report in the National Mortgage News, the Federal Housing Administration wants FHA lenders to loosen minimum credit qualifications on FHA loans. According to the FHA, more than 90% of all FHA loans are for credit scores 680 and above, and the National Mortgage News reported the.