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Mortgage Calculator | DaveRamsey.com – 15-year fixed-rate mortgage. A home loan designed to be paid over a term of 15 years. The interest rate remains the same for the life of the loan. A 15-year mortgage will have a higher monthly payment but a lower interest rate than a 30-year mortgage.
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If you take out a 30 year loan for $250000.00 with a 5.000% interest rate, for example, your monthly payment (interest and principal only) will be $1,342.05. By the time the 30 year time period is complete, you will have paid $483,133.89 for your home.
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Amortization Schedule Calculator – This loan calculator – also known as an amortization schedule calculator – lets you estimate your monthly loan repayments. It also determines out how much of your repayments will go towards the principal and how much will go towards interest.
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